How to Submit Evidence of Insurability for Supplemental Life Insurance

What is EOI (Evidence of Insurability) and when is it needed?

EOI is the information we use to verify your good health when you’re purchasing life insurance. EOI may be required if you are:

• Buying an insurance amount higher than the guaranteed amount of your plan.
• Already enrolled and want to increase coverage.

Employee maximum coverage amount is $500,000 or 5 times your annual salary, whichever is less. 

The maximum spouse coverage amount cannot exceed 100% of the employee's approved combined basic and optional life insurance benefit to a maximum of $150,000.

How to Complete Your EOI:

1. Complete the Medical History Statement online with The Standard.
2. Answer the questions about you and other applicants, such as:
   1. General applicant information, such as date of birth, height, and weight.
   2. Qualifying questions, including if you or other applicants have been diagnosed with a disease or are prescribed medications for a condition.
   3. Medical questions- if you or other applicants have a condition, we may need to know a little more about it, such as the name, diagnosis date, and treatments.
3. Review your responses, then electronically sign and submit your application.
4. Save your confirmation report.

Next Steps:

The Standard will notify you of the application outcome.

 Go to The Standard