Optum Financial remains OU's FSA administrator. 2025 FSA contribution limits are $3,300 for healthcare FSA's and $5,000 for dependent day care FSA's.
Members of the HSA medical plan cannot have a Health Care FSA; however they can have a Dependent Care FSA.
Yes, at optum.com.
New Online Account Setup:
If asked for a "Login ID" to register as a new user on the Optum Financial website, please use the OU Health ID described here.
Yes, but you will be required to submit follow-up documentation including an itemized receipt from the provider or an explanation of benefits (EOB) from the insurance company.
You will automatically receive one debit card. You can request additional Optum Financial debit cards at optum.com.
Your full pledge amount for the year will be available for use on your Optum Financial debit card, regardless of how much you've contributed so far.
For non-debit card medical claims, claims should be submitted by using the personal portal at Optum Financial.
Yes, there may be some items or charge amounts that Optum Financial will not recognize as eligible. In these cases, Optum Financial will request itemized documentation from you.
For 2025, they can each contribute up to the maximum $3,300 per year for the Health Care FSA and a combined total of $5,000 for the Dependent Day Care FSA.
No, claims should be submitted by using the personal portal at optum.com.