Cigna Choice Fund HSA: http://www.cigna.com/cdhp-educational-videos
Cigna Choice Fund HSA is a plan that features higher deductibles than traditional insurance. This plan is combined with a Health Savings Account to allow you to pay for qualified out-of-pocket medical expenses on a pre-tax basis. The Cigna Health Savings Account (HSA) combines a health care plan with a tax-advantaged health savings account set up on your behalf when you enroll. Use the money in your account to pay for eligible health care expenses for you and your eligible dependents, or save it for future health costs.
How your plan and HSA work:
Here is a basic summary of how an HSA works:
If you leave your health plan, change jobs or retire, you take your HSA with you. Learn more about a Cigna HSA and other account-based plans. Watch Videos
Please refer to your plan documents, including specific information on your HSA, or contact your employer for more information on what’s covered and not covered by your plan.
HSA contributions and earnings are not subject to federal taxes and not subject to state taxes in most states. A few states do not allow pretax treatment of contributions or earnings. Contact a tax professional for information about your state.
Cigna Preferred Provider Organization (PPO) Plan:
Cigna’s Preferred Provider Organization (PPO) plan gives you important choices. Each time you need care, you can choose your doctors, health care professionals and hospitals from our network, or you can choose to receive care and services from health care professionals outside of the network.
How the PPO plan works:
Here's a basic summary of how the PPO plan works and how to arrange for care:
Here are just a few of the tools you'll have available from Cigna after January 1, 2017.
PPO and HSA members have nationwide access to contracting providers when you or your covered family members live, work, or travel anywhere in the country.
OU's medical insurance plans do not have pre-existing condition restrictions.
The OU Medical plan covers one routine vision exam every 24 months. A routine eye-health and vision exam can help your doctor maintain your vision and keep your eyes healthy. See the
Cigna Vision Exam Coverage flyer
for additional information.
OU also offers an optional vision care plan from VSP. If you're interested in additional vision coverage, visit the VSP Vision Insurance webpage for more information.